Mortgage Loan Originator

Work Location : Location US-NJ-Manahawkin
Job Post Information* : Posted Date 7 months ago(7/28/2017 3:45 PM)

About Team Equity Prime

Equity Prime Mortgage is a residential mortgage lender who first opened our doors in 2008. Since then our company’s operations have grown tremendously. Today we are licensed in 45 states and are approved with Fannie Mae, Freddie Mac, and Ginnie Mae. We take great pride in providing clients with competitive pricing, a variety of products, and outstanding service.

Our Competitive Edge

We have developed an innovative system that has been tried and tested by our top Originators. Our proven sales support system allows our originators to focus 100% of their time on growing their pipeline. So while our originating team is out in the community growing and maintaining our referral relationships, our dedicated support team is taking care of the details such as procuring documentation, reviewing files for qualifying purposes, and advising on various loan programs and structures.


Join our team and see what a difference you can make with the support of an ENTIRE team behind your originating efforts.

  • In-House Sales Support, Origintation Support, Review, Disclosure & Processing Teams
  • Highly experienced Management Team
  • Dedicated Marketing Team
  • CRM Support and Integration
  • Fast Turn Times
  • Access to a wide range of programs including Niche and Broker
  • No Set Fee Structure
  • Direct Seller with Fannie Mae & Freddie Mac
  • Ginnie Mae Approved Seller
  • FHA Full Eagle

The Position

We are looking for eager, relationship-minded individuals with an established referral base to join our Sales Team. If you are ready to expand pipeline and are looking for the right tools and support system to do so, this may be your best career move. 

  • Compliant-based mentality for closing loans
  • Ability to provide a high level of customer service, available 6-7 days a week
  • Must be a team player with a positive attitude
  • Ability to multi-task effectively
  • Manage a pipeline of prospect, active and closed loans
  • Willingness to grow and learn new programs and guidelines
  • Adhere to policies, procedures and regulatory banking requirements
  • Microsoft Windows and Office experience
  • Knowledge of Encompass 360 is a plus
  • High school diploma required, college degree preferred
  • Pre-licensing and continued education are required
  • Satisfaction of state licensing requirements and other regulatory standards must be met


Business & Personal Development

  • Develop & maintain relationships with customers and referral sources, prospect new opportunities
  • Occasionally attend industry networking, training, and educational events

Loan Application Process

  • Evaluate prospective client needs and explain the available options, providing assistance in the selection of the program that best fits their needs
  • Obtain a complete 1003, RESPA disclosures, TILA disclosures, and program specific forms and items
  • Create the loan in the Loan Origination Software (LOS), and review data for accuracy & completeness
  • Order credit reports to ensure the applicant qualifies for the appropriate program
  • Obtain funds for third party service rendered fees in conjunction with the application & process
  • Run through the appropriate Automated Underwriting System
  • Complete the loan registration and lock request, indicate the appraisal firm, title and/or attorney
  • Lock rate with Secondary Marketing and enter the lock expiration date into the LOS, apply for a Rate Lock Extension as necessary and provide to the Processor as well
  • Submit the application and all forms to the assigned Processor along with the lock confirmation
  • Review and sign Fee Sheet completed by the Processor
  • Attend the closing on the application if and when possible

Loan Management

  • Communicate and meet with borrowers as needed throughout the loan process
  • Address all borrower inquiries regarding interest rate, programs, parameters, fees and closing costs
  • Assist in following up with borrowers on outstanding conditions requested from the Underwriter


  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Health Savings Account
  • Flexible Spending Accounts
  • Teledoc
  • Short Term Disability
  • Long Term Disability
  • Life Insurance
  • 401(k)


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